Find Grants & Buy a Home.
$0 Down Homeownership Made Simple
Thousands of renters don't know they already qualify for programs that could put them in a home with $0 down. ZeroDownScout shows you exactly which ones — in under 2 minutes.
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From Renter To Ready
In 4 Simple Steps
A guided process built into the app. No paperwork, no loan officer needed — just follow the steps.
The app busts the 20% down myth and explains why thousands of programs exist that the industry doesn't want you to know about.
Enter your location, property details, income, and credit. Bad credit? Low income? First-time buyer? There's a program for you.
Instantly see your personalized program matches — grants, forgivable loans, and zero-down programs — with requirements and amounts.
Save your favorites, chat with approved lenders in the app, and get expert guidance all the way to closing day.
See It For Yourself.
A clean, guided experience built to take you from renter to ready — available on iPhone, iPad, Mac, and Android.
See What You
Qualify For Today
Fill in your details and we'll help you discover programs in your area — plus connect you with a specialist who can walk you through the process for free.
Find My Programs
Enter your info and we'll show you exactly what's available in your area.
We respect your privacy. Your info is never sold. By submitting this form, you agree to be contacted by the ZeroDownScout team via email, phone, and SMS. Message and data rates may apply. Reply STOP to opt out of SMS at any time.
The 20% Down Myth
& Other Lies.
The biggest barrier to homeownership is misinformation. Let's clear it up.
Absolutely not. For generations we've been told you need 20% down. That's simply not true. Programs to assist with down payments have existed for decades, but the industry profits when you don't know about them. ZeroDownScout changes that.
Poor credit? There's a program for you. Low income? There's a program for you. First-time buyer? There's a program for you. The app filters your results based on your actual situation so you only see programs you realistically qualify for.
Free Forever. No hidden fees. Real results. The app is funded through our lender referral network so there's never a charge to you. Apple has verified that no data is collected from users.
Three main types: Grants (free money you never pay back), Zero Down Programs (buy with little to no money down), and Forgivable Loans (deferred loans that disappear after staying in your home for a set period). All three are in the app.
ZeroDownScout is available on iPhone, iPad, Mac (Apple M1 or later), Apple Vision, and Android. It requires iOS 14.0 or later for Apple devices. Download free on both the App Store and Google Play.
Not always. While many programs target first-time buyers, hundreds are available to repeat buyers, veterans, teachers, healthcare workers, and low-to-moderate income earners regardless of past homeownership history.
Stop Paying Rent.
Start Owning.
Download ZeroDownScout free today and discover the programs that could put you in a home — with $0 down.