Find Grants & Buy
A Home.
$0 Down
Homeownership
Made Simple
Thousands of renters don't know they already qualify for programs that could put them in a home with $0 down. ZeroDownScout shows you exactly which ones — in under 2 minutes.
From Renter to Homeowner
in 3 Simple Steps
ZeroDownScout cuts through the confusion and shows you exactly which down payment programs you qualify for — right now.
Enter Your Location
Tell us where you want to buy. We search every city, county, and state program available in your area — 3,000+ programs nationwide.
See What You Qualify For
In under 2 minutes, ZeroDownScout shows you the exact grants and assistance programs matched to your situation. No guesswork.
Connect & Close
We connect you with the right lender who knows these programs. Many buyers close with $0 out of pocket — closing costs included.
Find Out What You Qualify For Today
Enter your info and we'll email you a personalized list of down payment programs you qualify for in your area.
Want results instantly? Download the app — no email, no wait.
Enter your info to get matched with down payment assistance programs in your area.
You've Got Questions.
We've Got Answers.
Do I need perfect credit?
No. Many down payment assistance programs work with credit scores as low as 580 — and some have no minimum at all. ZeroDownScout shows you programs that match your actual situation.
Is the app really free?
Yes — 100% free, forever. There's no premium tier, no hidden fees, and no subscription. We believe everyone deserves to know what they qualify for.
What if I've never owned a home?
First-time buyers are the primary audience for most DPA programs. If you haven't owned a home in the last three years, you likely qualify for even more programs.
How is ZeroDownScout different?
Most people spend weeks Googling programs and still miss half of what's available. ZeroDownScout searches 3,000+ programs instantly and shows only the ones you actually qualify for in your area — right now.
Do these programs really cover the full down payment?
Many do — and some also cover closing costs. Real buyers have purchased homes with literally $0 out of pocket using programs found through ZeroDownScout.
What states are covered?
All 50 states. Whether you're in Michigan, Texas, California, or anywhere in between — ZeroDownScout has programs in your area.